Do employers look at my credit score? Could it cost me a job?
Short answer? Maybe. Employers are allowed by federal law to see a modified version of your credit report for purposes of hiring and promotion, meaning it could cost you a job or promotion.
Can divorce hurt my credit score?
Indirectly, yes. While filing for divorce won’t hurt your score, some of the symptoms of divorce could create credit problems. For example, many people miss a payment on their credit during the frenzy of divorce. Or in the aftermath, it may be unclear who is responsible to pay a debt, and payments may be missed. These missed or late payments could adversely impact your score.
What should I do about a collection?
Unless the collection is being falsely attributed to you, pay it. The collection is likely already hurting your credit score, and leaving it unpaid will only make the damage worse.
If the debt is one that you do not owe, our service levels offer debt validation procedures that can help you get the collection removed from your credit profile.