Your credit score can have a major impact on different aspects of your life, such as your ability to get approved for a loan. Unfortunately, if you have a less-than-ideal credit score, you may have a hard time getting approved for financing—especially at a reasonable interest rate. As a result, you may be unable to purchase […]
Read More
Buying a house is an exciting experience, but it can also be overwhelming for a first time home buyer. Some people immediately visit a real estate agent, only to find that they’ve skipped a number of vital steps in the home buying process. Others simply don’t know where to start. To help you get on […]
Read More
A tax return is like a yearly bonus; It gives you a lump of cash with no obligations tied to it. With a large enough return, most people are eager to buy a treat for themselves – a vacation, a new TV, or a car perhaps. However, one of the best things a person can […]
Read More
A recent data breach left 880,000 Orbitz customers vulnerable to identity theft and credit card fraud. Hackers gained access to information entered into third-party websites from January 1, 2016 to December 22, 2017. This information potentially included credit card numbers, names, addresses, and dates of birth. Fortunately, no Social Security Numbers or passport information was […]
Read More
Technology, for the most part, is great. It helps you get things done quickly and efficiently. But technology is not without its faults. For one thing, it makes people susceptible to hacking, like the 150 million American consumers affected by 2017’s massive Equifax hack, which puts people at risk for identity theft for the remainder of […]
Read More
Your credit score has a lot to do with whether you succeed or fail — both financially and in other areas of life too. You probably know that your credit plays a part in whether or not you get a mortgage or an auto loan. But, poor credit doesn’t just impact your finances. Your credit […]
Read More
With many people living paycheck to paycheck, it’s understandable that there are times when you can fall behind on your bills or make bad credit decisions. Once things start to snowball out of control, it can be hard to get back on track. If your FICO score has begun to sink or it’s already hit […]
Read More
The winter holidays and New Year brings a host of expenses, both big and small. Are you ready to stop digging out of holiday debt every year? Instead of stressing out about your finances, you can take control by making a proactive household budget. Sounds complicated? It doesn’t have to be. Here are the five steps to […]
Read More
The holiday season has arrived – And with it, advertisements galore for all the latest products. As the advertisers compete for your hard-earned dollars, you must take a close look at your finances to see where you stand before spending a dime. Assessing your debt and income standing will help you avoid digging yourself into […]
Read More
As a new loan officer, you might be surprised at the number of people whom you have to turn down due to bad credit. Unfortunately, a history of bad debt is a major concern that you have to face, especially since you’ve been entrusted with securing your employer’s underwriting resources. Although it’s difficult to make […]
Read More