When you choose to get a credit card, you may wonder: What is the highest interest rate that I can be charged? The answer is that the federal government does not place any caps on the interest rates that credit card companies can charge. Getting a credit card is a risky enough endeavor. If you get one just […]
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Choosing a credit card takes time, attention, and a plan. No two credit cards are exactly the same and not every credit card is right for your personal credit history. However, by understanding your options you can find the best credit card for your lifestyle. To do that, you will need to answer the following […]
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After a few credit mistakes, getting your credit score back up to a point where you can qualify for good rates on loans is a difficult chore. Often, it can take years to get your score back up to where you want it to be after major mistakes such as a bankruptcy or car repossession. Fortunately, […]
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If you’ve decided to use credit cards to do holiday shopping, one of the worst things you can do is neglect to have a payoff plan in place once the holidays are over. According to the National Retail Federation, holiday sales are expected to increase 3.6% in November and December to $655.8 billion, which is […]
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Santa Claus is on his way, and he has high expectations for your holiday spending. But just because the holidays are here, doesn’t mean it’s okay to blow your budgets- and it doesn’t mean that not spending your savings makes you an Ebeneser Scrooge. Careful planning is key to reducing the stress of the holidays, […]
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People with a poor credit score face a number of difficulties, ranging from being rejected for a mortgage to being asked to pay an unusually high interest rate. In addition, they are also required to pay more for insurance and even asked to deposit a security amount to avail public utilities such as gas, water […]
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