There are Federal and State laws in place to protect the consumer from inaccurate and unverifiable credit reporting. Creditors and credit bureaus are legally obligated to produce documented evidence within a reasonable amount of time to prove the information they are reporting.
If they cannot validate their claims, they must promptly remove any undocumented information from the consumer’s credit report. Build My Scores is a professional credit auditing company. We audit the bureaus, creditors, and collection agencies directly.
Our intense audits demand validation and verification of derogatory information using our proprietary multi-phase audit process.